Welcome to Lightstream

your trusted partner for online personal financing. Whether you're planning a vacation,
consolidating debt, or covering unexpected expenses,

APPLY NOW

Receive your money in as little as 24 hours upon approval

Why Choose Us

Helping Americans meet their life goals

Always On Time

Get approved in minutes with our hassle-free online application. No complicated paperwork or long wait times – just fast, simple personal loans when you need them.

Flexible Loan Options

Whether you need a small loan or a larger amount, we offer flexible loan terms and payment options tailored to fit your needs and budget

24/7 Availability

Apply anytime, from anywhere. Our platform is always open – no business hours, no delays. We're here for you 24/7

Testimonials

What Our Clients Say?

“I applied on my phone during my lunch break and got approved the same day. The whole process was super easy!”
Jessica T - Florida
“I had a few questions about repayment options, and their support team was amazing. They explained everything clearly and were really patient.”
Adam Cheise - California
“No hidden fees, no surprises. I’ve used this service twice now and it’s always been smooth and trustworthy.”
Mark Grove - Ohio

Frequently Asked Questions

You can apply online through our website Apply Now

We offer quicker approvals, with funds disbursed within 24 hours or sooner

We currently offer personal loans for a variety of needs including medical expenses, home renovations, education, travel, debt consolidation, and more.

Anyone who meets the following criteria can apply:

  • Must be at least 18 years old

  • Have a valid government-issued ID

  • Provide proof of income (salary slip, bank statement, etc.)

  • Maintain a valid bank account

Our interest rates range between 6% to 12% annually, depending on your credit score, income, and loan term.

Loan amounts typically range from $1,000 to $50,000, but the final approved amount will depend on your financial profile and creditworthiness.

Facebook Instagram