Please read this loan disclosure carefully before applying through Lightstream .
1. Not a Lender:
Lightstream Cash is not a direct lender. We connect you with third-party lending partners based on your profile.
2. Loan Terms:
Loan amounts range from $1,000 to $35,000. Terms vary based on creditworthiness, state laws, and lender policies.
3. Interest & Fees:
Interest rates (APR) may range from 6% to 25%. Additional fees may apply, depending on the lender.
4. No Guarantee:
Submitting an application does not guarantee approval or any specific rate. Lenders may perform credit checks before making an offer.
5. Late Payments:
Late or missed payments may result in penalties, increased interest, or negative credit reporting.
6. Responsible Borrowing:
Borrow only what you can afford to repay. Review loan terms carefully before accepting any offer.